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Medicare

What is Medicare?

Medicare is the federal health insurance program for any of the following:

  • People who are 65 or older

  • Certain younger people with disabilities

  • People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

What are the parts of Medicare?

There are a few different parts of Medicare that help cover specific services:

  • Medicare Part A (Hospital Insurance)
    Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

  • Medicare Part B (Medical Insurance)
    Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.

  • Medicare Part C (Medicare Advantage)​​​

Private insurance plans offered by Medicare-approved companies. These plans include, but not limited to, most of Part A (Hospital Insurance) and Part B (Medical Insurance) coverage plus extra benefits such as prescription drug coverage (Part D), routine dental, vision and hearing.​​

  • Medicare Part D (prescription drug coverage)
    Helps cover the cost of prescription drugs (including many recommended shots or vaccines).

What is Medicare's prescription drug coverage?

Medicare prescription drug coverage (Part D)

Medicare drug coverage helps pay for prescription drugs you need. To get Medicare drug coverage, you must join a Medicare-approved plan that offers drug coverage (this includes Medicare drug plans and Medicare Advantage Plans with drug coverage).

Learn more about how to get Medicare drug coverage.

Everyone's situation is unique. When choosing the best-fit Medicare health plan for you, consider your healthcare needs, your finances, and where you live and seek care. We want to help our clients make a decision they can feel good about.

Contact me today to schedule a one-on-one appointment to learn more about plans in your area. You can also schedule online here.

 

To complete the Scope of Appointment form, click here. or download the PDF version here

Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

 

​Source: www.medicare.gov/what-medicare-covers/your-medicare-coverage-choices/whats-medicare

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